Fintech
IMF paper examines how to make stablecoins more stable
Authors propose ways of reducing run risks without removing incentives for issuance
ECB study finds concentrated power in DeFi
Authors say all crypto services should fall under Micar, as full decentralisation does not exist
CBDCs crucial to safeguarding financial system – panel
Monetary sovereignty and trust in money should be preserved, policy-makers say
RBA’s Jones heralds ‘seismic’ shift from tokenisation
Assistant governor says bank’s Project Acacia will illustrate technology’s transformational potential
Dirk Niepelt on the political economy of CBDCs
The BoE CBDC adviser discusses the social role of a retail digital currency versus commercial bank money and favours a remunerated approach
G+D’s Tanja Heßdörfer on the challenges of CBDC
The German company’s head of digital currency advisory discusses the key challenges surrounding digital central bank money
Decentralised money always fragments – BIS’s Shin
Paper shows blockchain-based finance cannot replicate network effects of central bank money
Fintech Benchmarks 2026 – model banks analysis
Data breakdowns reveal divergent approaches to CBDC, fintech staffing and AI adoption
Fintech Benchmarks 2026 – executive summary
Benchmarks shed light on the race between different digital assets, public and private
ECB to run digital euro pilot in second half of 2027
Participants to include payment service providers, end users and merchants
Fintech Benchmarks 2026 report – the digital asset race
Benchmarks highlight divergent views on CBDC, stablecoins and tokenisation
Stablecoins pose risks to singleness of money – BoE study
Paper explores how monetary cohesion might be preserved amid digital innovation
Less than half of central banks engaged in tokenisation work
Respondents widely consider bonds for tokenisation, among other asset class
Central banks divided over stablecoin impact on US debt demand
Respondents offer different views on adoption paths and market dynamics
Two-thirds of central banks predict CBDC adoption in 5–10 years
Stablecoin launches seen as more likely by authorities without CBDC mandate
Ex-ECB official: central banks need to vouch more for CBDCs
Monetary authorities have been cornered by banking industry, argues Ulrich Bindseil
Most circulating stablecoins pegged to the greenback
Jurisdictions with stablecoins in use are largely high and upper-middle income countries
Financial stability seen as top risk from private digital money
Concerns differ somewhat by region
Majority of CBDCs designed to be domestic only
But a fifth of central banks are working on multi-currency CBDCs
Officials deny geopolitical fears driving UK payments upgrade
US card payments providers Mastercard and Visa will participate in industry meeting today